Florida Burial Insurance
If you are looking
for Florida burial insurance coverage then you should know what your options
are. Burial insurance, also known as final expense insurance or funeral insurance, is basic life insurance
coverage that is typically used to pay for funeral expenses. It can also be used for other expenses such
as taxes, probate fees, and other final bills that are left behind. It is whole life insurance, which means
that your coverage is permanent for the rest of your life, as long as you continue to pay your premiums. A
burial insurance policy is the best way to pay for your burial costs in advance, so that you don't leave a
financial burden on your loved ones.
Florida Burial Insurance - Your Options
1.) Immediate Benefit - This type of policy is best for those who
are in good health. Your coverage starts from day one.
2.) Graded Benefit - This policy is for those with minor health issues such
as high blood pressure or high cholesterol. The death benefit is not fully payable until after year two.
3.) Guaranteed Issue - This is best for those with major
Florida Burial Insurance - Features
- Permanent, whole life insurance coverage
- Level premiums that will never increase
- Accumulates cash value on a tax-deferred basis
- Available for ages 50 to 85
- $2,500 to $50,000 worth of coverage
- No medical exam necessary to qualify
Florida Burial Insurance - What If I Have Health Issues?
If you are shopping for Florida burial insurance and you are worried because you have some health
problems, then you should know that there are policies for almost everyone. If you have some minor health issues
like high blood pressure or high cholesterol that is controlled with medication, then you can typically qualify for
a standard rate with day one coverage. If you have some major health problems like heart disease or a
history of cancer or stroke, then you may still qualify for a guaranteed issue life insurance policy. The rate on
this policy is higher, but it can still provide peace of mind to have some type of coverage in place.
Florida Burial Insurance - How to Get Started
The first step you should take when you are looking for Florida burial insurance is to shop around. Rates can vary by as much as 70% from one company
to another, so it definitely pays to compare. Get a free quote today to
compare rates from companies that specialize in Florida burial