Life Insurance for Elderly


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$3,000 Graded Burial Insurance$3,000 Graded Burial Insurance

Are you shopping for a $3,000 graded burial insurance policy? If you have been declined for coverage before or if you have some serious health issues, then this may be the right type of coverage for you. It can provide peace of mind to you and your family members. Learn more about the features of a graded benefits insurance policy and compare rates today.

Policy Feaures of Graded Burial Insurance

Graded burial life insurance is permanent coverage with level premiums, but there are a few differences from a traditional policy. With this type of policy, the death benefit is graded, which means that is not fully payable for two years. If you pass away within two years, the company will only pay out a percentage of the death benefit to your beneficiaries. After the second year, the death benefit is fully payable. It is available for seniors age 50 to 85 and you can qualify for up to $10,000 worth of coverage.

Here is a summary of features:

  • Whole life insurance with level premiums
  • Graded benefits with a 2 year waiting period
  • Available to ages 50 to 85
  • Up to $10,000 of coverage

Sample Rates to Consider

These are sample rates for a $3,000 graded burial life insurance policy. Keep in mind that your rate could be higher or lower depending on your particular health issues and the company that you qualify for. To get the most accurate rate, you should get a quote and compare rates directly from the companies.



55 Year Old Male

$188 / Year

$164 / Year

55 Year Old Female

$148 / Year

$131 / Year

65 Year Old Male

$304 / Year

$473 / Year

 65 Year Old Female

$219 / Year

$335 / Year

75 Year Old Male

$645 / Year

$955 / Year

75 Year Old Female

$410 / Year

$589 / Year

85 Year Old Male

$1,183 / Year

$1,760 / Year

85 Year Old Female

$419 / Year

$1,105 / Year

Compare Rates Today

The first step when shopping for an insurance policy is to shop around. Rates can vary by as much as 70% from one company to another so it definitely pays to compare. Get a free no obligation quote today and compare multiple quotes in less than a minute.