Life Insurance for Elderly

If you are elderly and looking for life insurance then you can feel secure knowing that there are still many affordable options available to you. There are life insurance plans for the elderly that will cover you to age 95, as well as plans that cover you for the rest of your life. The type of life insurance you qualify for will depend on your age, your health, and your needs.

Burial Insurance for the Elderly

These are whole life insurance policies that are designed to cover funeral costs and other final expenses. These policies are simplified issue, meaning that there is no medical exam necessary. Coverage is available for ages 50 to 85 and the death benefit ranges from $2,500 to $30,000. Your premium is level for life and you build cash values over time. Read more...

Guaranteed Issue Life Insurance for the Elderly

If you are like most elderly, you probably have some health issues. Many elderly have high blood pressure, high cholesterol, or even a history of heart attack, stroke or cancer. Even with these conditions and other more serious health issues, you can still qualify for elderly life insurance plans. These plans are guaranteed issue, which means you are guaranteed to be approved. Your policy will have graded benefits, which means that the death benefit will not be paid out in full if you die within the first 2 years. Read more...

Term Life Insurance for the Elderly

Term life insurance can also be used to cover burial expenses as well as mortgage debt and other obligations. There are term life insurance plans for elderly that will cover you to age 95. These plans have a fixed premium for the term that you choose and many times you are given the options to convert to a whole life insurance policy. Read more...

Get a free quote for elderly life insurance by filling out the quote box to the right. You can compare rates from multiple carriers that specialize in life insurance for elderly.